Student Loans

Financial aid, grants and scholarships may not cover the full cost of your postsecondary education. In such cases, students can apply for loans. Student loans are a type of self-help aid that allows you to borrow money, typically with interest, to help finance your postsecondary education. It is important to remember that loans must be repaid.

The prospect of taking out student loans can be intimidating, but we are here to help! Visit Virginia Student Loan Help to learn more about your options:

• Learn about Loan Options: You can find out more about the different types of loans available to students, including federal and private student loans. Understanding the terms and how they work is an important step in making smart decisions.
• Explore Repayment Plans: Repaying student loans may seem like a big task, but there are various repayment plans available to make it more manageable. We can guide you through the different options and help you find a plan that fits your financial situation.
• Discover Loan Forgiveness Programs: Some programs offer loan forgiveness or discharge under specific circumstances, which can help lessen the burden of student loans. We can provide information on these programs and help determine if you qualify.

Check out the Virginia Student Loan Help website now!

Virginia Student Loan Help

Student Loan Advocate

The Student Loan Advocate can assist you with your unique student loan situation. For questions or concerns regarding student loans, contact our student loan advocate, Scott Kemp, at:

Scott W. Kemp
Office of the Qualified Education Loan Ombudsman
State Council of Higher Education for Virginia
James Monroe Building, 10th Floor
101 N. 14th Street Richmond, VA 23219
studentloan@schev.edu

Additional Resources

• Big Future’s Types of College Loans
• Big Future’s Tips for Managing and Paying Back Student Loans